Now being conducted at...
Cedar Crest College
Tuesdays, | OR | Thursdays, |
Who should attend? While there are many courses available for pre-retirement planning, this unique course focuses on the concerns, issues, and needs of today's retirees. Whether you're planning for many years in the future or looking for immediate answers to financial concerns, this course provides an eye-opening experience.
Learn about important financial topics such as:
- Calculating whether you should convert your IRA to a Roth IRA
- Evaluating and planning for health care, long-term care, incapacity and end-of-life decisions
- Identifying the primary threats to your retirement savings
- Planning your retirement income to preserve a comfortable lifestyle
- Affording and enjoying travel, hobbies, sports, crafts, socializing, business ventures & lifelong learning
Course Topics
- Finding balance in retirement
- How financial rules change at retirement
- Embracing a self–reliant retirement
- Why Americans retire earlier and live longer than expected
- Transferring longevity risk
- Elder fraud prevention
- Estimating annual retirement expenses
- Calculating annual withdrawal rates
- The impact of declining markets
- Taxes & inflation
- Understanding inflation
- Feelings vs. behavior
- Investment considerations
- Common investment risks
- Risk management strategies
- Income taxes in 2019
- Tax exempt vs. taxable income
- Cash reserve accounts
- DIY vs. professional money management
- Individually managed accounts
- Mutual, index & exchange–traded funds
- Immediate, deferred, variable, fixed, and indexed annuities
- Social Security strategies
- Social Security & taxes
- IRAs vs. Roth IRAs
- Required minimum distributions
- Stretch IRAs
- Tax efficiency & withdrawal choices
- IRA to Roth IRA conversions
- 401(k) rollovers
- Pensions: lump sum or payments?
- Annuity withdrawal choices
- Choosing your beneficiary
- Health insurance & health care costs
- Evaluating the cost of coverage
- Health insurance options in retirement
- Comparing Medicare plans
- Planning for long–term care expenses
- Long–term care insurance
- Legal planning
- Reasons to update your estate plan
- Estate planning & distribution
- The probate process
- Wills, intestacy & trusts
- Comparing different types of trusts
- Life insurance & annuities
- Taxation of estates
Your Instructor(s)
Your instructors are Paul Markowich CFP® AIF®, Shaun O'Connor. Securities offered through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN). Investment advisory products and services offered through Equitable Advisors, LLC, an SEC-registered investment advisor.
Which class would you like to attend?
Tuesdays, Cedar Crest College | OR
| Thursdays, Cedar Crest College |
This class has started | This class has started |
Classroom Experience
Your Course Includes:
Attend with spouse, partner or guest at no additional cost
Take-home course textbook
Optional one-on-one consultation